Be a Hero! Protect Yourself, Protect Everyone!
Credit card skimmers. Because we all need to protect ourselves — and the next guy — from theft and fraud. This is news that everyone should know about using debit cards and credit cards. And let the people around you know too.
Unfortunately, intelligent thieves have figured out efficient and effective ways to gather information from anyone doing routine tasks. They install bank card skimmers at gas stations, ATM machines, even in retail establishments.
And they go unnoticed, because the people placing the devices on the machines probably dress to blend in with everyone else.
Here’s a list of what I’ve learned from watching videos about Credit Card Skimmers
Watching these videos should make you uncomfortable enough to make a plan for how you intend to proceed when using your plastic banking and credit cards in the future.
Please share this information with your social media lists and the people in your virtual world. Some people know about it, but with nearly 6 million views in a week, this is a story that still needs to be shared. Before I watched it, I had no idea what to look for to verify the machine I’m about to use is safe. NO CLUE!
Now that suspicion is appropriate…
Since you don’t know who placed the camera or device on the machine, I recommend calling the police, your bank or your credit card company to alert them of the situation. You might be reporting the crime to the person who committed it. Scary!
To Prevent a Sneak Attack, You Need a Game Plan, Player
Stay in clear view of the clerk. Thieves choose to plant devices where they can escape detection. They need to get the job done quickly so no one notices them. If you can see the clerk, then your pump is probably safer.
Get a receipt! I never get receipts. Who wants to keep track of all those tiny bits of paper. But, as noted in the Texas Dept. of Agriculture video, you need them…just in case you need proof of something. I sometimes hang on to them to spot check against my statement. Then I toss them. Seems like it’s important to hang on to them longer. One way is to gather up all receipts and scan them into your computer once a month. What a drag! Thank you, thieves.
Choose a credit card instead of a debit card. You don’t want your checking account emptied. Look for signs of tampering or abuse on the machine. Report to store clerk or call the police, if that makes you feel safer.
Check the bluetooth on your phone. Open Settings.Then Bluetooth. Something trying to connect? Yikes! Don’t use that pump or machine. The Texas video provides a phone number, but maybe calling the credit card company or bank would be useful too.
Gently tug the card reader to see if it is secure. If you can detach it, call the police. Or it might be super-glued. If it feels funny, don’t use it. Talk to the clerk. But only, if that seems safe.
Use your hand to cover your pin number when you enter it. This one is essential to prevent cameras from recording your information. I see people do this and I think they’re paranoid. Well, now I’m paranoid too.
This is an equal opportunity crime. The fraudsters just don’t care who you are. They just need your digits.
Protect yourself at all times.